ShieldWhat's actually at risk
the morning after your wedding?
Drag both sliders to see your exposure gap — and what it costs to close it.
Unprotected Exposure
$350KShield costs
$0.31/day
$9.27/month estimated
No credit card · No commitment · Binding same day
Guaranteed no coverage gaps between your auto, home, and umbrella policies.
Most couples discover - after a lawsuit - that their auto policy ends exactly where their home policy begins. Shield's umbrella stacks continuously across every policy you hold, filling every seam. One policy, one carrier, zero cracks.
Coordinated liability across 3+ policy types · $1M–$5M umbrella layers available
Policy Stack · Liability Coverage
Guaranteed same-day binding for couples closing on a home this week.
Your closing attorney needs proof of umbrella coverage today. Shield's 90-second questionnaire triggers an instant underwriting decision. Binder emailed in under 4 hours - or your first month is free.
Average issue time: 3 hrs 12 min · Digital binder accepted by all major title companies
Issue Timeline · Today
Start questionnaire
Underwriting decision
Binder generated
Emailed to attorney
Guaranteed rate lock for 36 months - your premium won't move while you settle in.
The first three years of marriage are expensive enough. Shield locks your umbrella premium at the day-one rate for 36 months, regardless of claim history or market changes. The math you run today is the math that holds.
36-month rate lock · Includes one free policy review at month 18
Liability Exposure · 36-Month Projection
The Newlywed Coverage Checklist
Complete this before your first mortgage payment. Eight items that every couple needs to verify — and the one number that changes everything.
Shield Coverage Checklist
8 items · PDF download
Download the Checklist
Free. No spam. Just the eight things every newlywed needs to check.
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Couples who closed the gap
Real coverage decisions from real newlyweds — no actors, no stock photos.
"We closed on our house four days after our wedding. Shield had the binder to our attorney in three hours. I didn't know insurance could move that fast."
Marcus & Priya Okonkwo
Austin, TX · $2M umbrella
"The calculator showed us we had $800K exposed for $26 a month. That number made the decision for us. No sales call, no pressure — just math."
Daniel & Sofia Reyes-Marsh
Denver, CO · $1.5M umbrella
"Our financial advisor said we needed umbrella coverage before we even unpacked. Shield was the only company that could bind same-day. Done in a lunch break."
James & Yuki Thornton
Seattle, WA · $1M umbrella